Emi Funding

Meet the Team

Phone: 915.540.5664
NMLS: 434562
Email: EmiClient@EmiFunding.com

EMI Funding at LoanPeople is available to assist you:

Five-star service,
Great rates and fast closings,
Solutions for home purchase, refinance, and renovation!

Thank you for the opportunity to earn your business.

Fast Contact Form

Please call (915) 422-2463,
use form below or email:
EmiClient@EmiFunding.com

Great

Quick and easy process...

Nov. 03, 2020 by Luis M., Texas

Great

Pilar is AMAZING she was the Bright Side of my Home Buying experience. I appreciate her attentiveness. Pilar's services were above and beyond!...

Mar. 08, 2022 by Dyani R., Texas

5 Stars

Candi did an outstanding job in helping me finance my new home! Excellent in communicating every phase of the process! I Highly recommend Candi Lopez!...

Jan. 29, 2018 by James M., Horizon City, TX

Great

Thanks everyone for be kind and friendly...

Mar. 29, 2021 by Leticia V., El Paso, TX

5 Stars

Tanya, Valerie and their team went above and beyond for me. I will always be grateful for their professionalism, their knowledge and their unending hard work to make this refinancing a success. I will definitely recommend Tonya and her team again & a...

Oct. 14, 2021 by Nancy R., El Paso, Texas

Great

All of the Team was very knowledgeable, customer oriented and regularly communicated throughout the entire loan process. Mr. Alberto Guzman personally met with us and answered all of our questions and checked in on us every step of the way. We would...

Oct. 27, 2019 by Pamela O., TX

5 Stars

Rudy is an experienced advisor and very good communicator, easy to work with...

Feb. 09, 2021 by Sergio V., El Paso, TX

5 Stars

I am very grateful it was such a smooth process thank u...

Jun. 22, 2019 by Lorenzo F., Texas

Great

Denice made this process go smooth. There was no question unanswered and response times were fast....

Mar. 06, 2019 by Roberto S., El Paso, TX

5 Stars

Candi was very quick to answer all of my questions. She also kept me informed throughout the whole process. I will definitely be referring people her way!...

Oct. 28, 2017 by Brandie C., El Paso, Texas

Home Loan Programs

Purchase

LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.

Refinance

Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.

FHA & USDA

LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.

Conventional

Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.

Condos

In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.

Non-Warrantable

Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.

VA

VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.

Investor

LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.

Jumbo

LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.

Jumbo Investment

LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.

Asset Qualifier

Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.

Close in LLC

LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.

100% Remote Closing

Complete eClosings with Remote Online Notary (RON). No visit to the title company required. Conventional, FHA, VA, and USDA.

Non-QM

Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.

DSCR

Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.

HELOAN

Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.

2nd Liens

Wide range of options for transactions in need of a second loan balance.

Bank Statement

Loan products for transactions using bank statements to fulfill documentation requirements.

ITIN & Foreign National

Loan products for borrower(s) with ITIN and foreign national residencies.

Renovation

Home loan products for Conventional, FHA, VA and more reno solutions.